HOW WE DO IT
You want to say "Yes." to your clients' loan requests, but there are times when that's just not possible. New regulations, higher authority decisions, loans out of your credit box and even internal corporate politics can quickly turn that "Yes." into a "No."
Let's say you have a local grocery store client who deposits an estimated $100,000 per day. This client turns to your bank to refinance the store's real estate. You want to make the loan, you want to save those deposits, but your bank has exceeded its commercial real estate collateral regulatory limit. What's a banker to do?
Now you have a solution…..bring the loan application to our 2nd Look Express™ Loan Program. Since we do not compete with your bank for your client's deposits (we are licensed only to make SBA loans), you are safe. You keep your client, your relationship and their deposits, and The Loan Source's 2nd Look Express™ Program makes their loan. Even better, your client sees you went the extra mile for them and they deposit the extra working capital they received from the loan directly back into your bank. We can even set it up so that all monthly loan payments are ACH’ed out of your clients’ bank account at your bank.
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